The Construction Loan Process


As you prepare to embark on the exciting journey of building your new home it is important to completely understand the loan process. Read the information below then follow the links through the following pages; consider it the first step to your new home.

We provide a convenient one-time close loan option; the Construction-to-Permanent Loan process is similar to a standard home finance or refinance except it involves determining the value of a home that is yet to be built.

In order to accurately determine the value of your new home, we will request paperwork on the planned improvements and construction costs; this information will then be provided to the appraiser. In addition we will also analyze the home builder; the builder’s performance history with regards to on-time and on-budget completions is imperative.

Budget >